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Home › Company Intelligence › CSB Bank Limited (CSBBANK)
NSE: CSBBANK MID_CAP Diversified REPORTED STATUTORY SOURCE • Data as of FY25 FRESH

CSB Bank Limited

Units: ₹ Crores • Basis: Statutory Filing (Consolidated/Primary) • Reporting Period: FY25 • Source: SEBI_LODR_REG33_REPORTED_CYCLE_CR • Last Checked: 14 Oct 2026
FY25 Revenue N/A
FY25 Net Profit ₹403 Cr
Reported EPS ₹23.25
Operating Margin 15.24%
Return on Equity 394.3%
ROCE 0.0%
Debt / Equity 0.46x
Net Profit Margin 11.33%
WHAT IS HAPPENING NOW • MATERIAL DEVELOPMENTS

Latest Earnings Released (Q2 FY27): Reported quarterly statutory revenue of ₹1,612.48 Cr with net profit of ₹182.72 Cr (EPS: ₹10.53).

Exchange Disclosure (2026-11-03): Shareholders meeting —

BUSINESS OVERVIEW & CORPORATE PROFILE

Official listing profile for CSB Bank Limited under Diversified.

Official listing profile for CSB Bank Limited under Diversified.

Key Offerings & Operating Lines:

Commercial & Industrial

Headquarters India
Incorporated N/A
Workforce N/A
Statutory Auditor N/A
Credit Rating N/A
SRK FUNDAMENTAL HEALTH SCORE Distressed (32/100)
32 / 100
Algorithmic 5-pillar assessment calibrated against audited SEBI filings and historical balance sheets.
Pillar Score Breakdown
Revenue & Earnings Growth 10 / 20
Profitability & Margins 8 / 20
Solvency & Capital Structure 9 / 20
Cash Flow Quality 2 / 20
Capital Allocation & Valuation 3 / 20
Key Strengths
  • + High net earnings expansion (169.0%)
  • + Superior Return on Equity (394.3%)
  • + Conservative leverage profile (D/E 0.46)
Key Vigilance Points & Risks
  • − Negative Return on Capital Employed
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FINANCIAL PERFORMANCE • STATEMENT OF PROFIT & LOSS (IND-AS) Ind-AS • REPORTED EXCHANGE DATA
Multi-Year Revenue & Net Profit Trajectory (₹ Crores • Ind-AS)
₹0k₹0k₹0k₹0k₹0kRevenue: ₹0 CrNet Profit: ₹150 CrFY24Revenue: ₹0 CrNet Profit: ₹403 CrFY25RevenueNet Profit
Annual Financial Statements (₹ Crores • Ind-AS Normalized) Latest Period End: 31 Dec 2024 • Source: SEBI_LODR_REG33_REPORTED_CYCLE_CR
Annual Metric (₹ Cr)FY24
Dec 2023
FY25
Dec 2024
Sales / Revenue from OperationsN/AN/A
Operating Profit (EBITDA)N/AN/A
Operating Profit Margin (OPM %)N/AN/A
Finance Costs / InterestN/AN/A
Depreciation & AmortizationN/AN/A
Profit Before Tax (PBT)₹200₹543
Net Profit (PAT)₹150₹403
Net Profit Margin (NPM %)N/AN/A
Basic / Diluted EPS (₹)₹0.00₹23.25
Cash from Operations (CFO)₹1,783N/A
Free Cash Flow (FCF)₹1,783N/A
Recent Quarterly Performance (₹ Crores • SEBI LODR Reg 33)Latest Quarter End: 30 Sep 2026 • Source: NSE_OFFICIAL_API
Quarterly Metric (₹ Cr)Q2 FY25
Sep 2024
Q3 FY25
Dec 2024
Q1 FY26
Jun 2025
Q2 FY26
Sep 2025
Q3 FY26
Dec 2025
Q4 FY26
Mar 2026
Q1 FY27
Jun 2026
Q2 FY27
Sep 2026
Sales / RevenueN/AN/A₹1,286₹1,458₹1,431₹1,507₹1,516₹1,612
Operating Profit (EBITDA)N/AN/A₹160₹216₹205₹271₹202₹246
OPM %N/AN/A12.41%14.79%14.35%17.96%13.31%15.24%
Profit Before Tax (PBT)₹186₹204₹160₹216₹205₹271₹202₹246
Net Profit (PAT)₹138₹152₹119₹160₹153₹202₹150₹183
NPM %N/AN/A9.22%10.99%10.67%13.38%9.90%11.33%
Basic / Diluted EPS (₹)₹7.98₹8.74₹6.84₹9.24₹8.80₹11.62₹8.65₹10.53
BALANCE SHEET & CASH FLOW INTELLIGENCE (₹ CRORES • AUDITED) Exchange Reported
Annual Balance Sheet Strength (₹ Crores • Schedule III Ind-AS)
Balance Sheet Item (₹ Cr)FY24FY25
Equity Share Capital₹174N/A
Reserves & Surplus₹3,630N/A
Net Worth (Shareholders' Funds)₹3,804N/A
Total Borrowings & Debt₹1,757N/A
Total Balance Sheet Assets₹36,056N/A
Cash Flow Statement (₹ Crores • Indirect Method)
Cash Flow Item (₹ Cr)FY24FY25
Cash Flow from Operating Activities (CFO)₹1,783N/A
Cash Flow from Investing Activities (CFI)₹-1,439N/A
Cash Flow from Financing Activities (CFF)₹974N/A
Free Cash Flow / Net Cash Flow₹1,783N/A
PROFITABILITY, RETURN & SOLVENCY RATIOS Derived from Verified Filings
Financial Ratio / Efficiency MetricFY24FY25
Operating Profit Margin (OPM)N/AN/A
Net Profit Margin (NPM)N/AN/A
Return on Equity (ROE)3.94%N/A
Return on Capital Employed (ROCE)0.00%N/A
Return on Assets (ROA)0.42%N/A
Debt to Equity Ratio0.46xN/A
Interest Coverage RatioN/AN/A
CFO to Net Profit Conversion11.89xN/A
SHAREHOLDING INTELLIGENCE • INSTITUTIONAL FLOWS SEBI LODR Reg 31
HOLDING PATTERN
Promoter: 40.00%
FII: N/A
DII: N/A
Public: 57.96%
Pledged: 0.00%
Quarterly Shareholding Trend & Institutional Inflows
CategorySep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025QoQ Shift
Promoter Holding40.00%40.00%40.00%40.00%40.00%40.00%0.00%
Foreign Institutional (FII)N/A12.63%N/AN/AN/AN/A—
Domestic Institutional (DII / MFs)N/A15.06%N/AN/AN/AN/A—
Public & Retail57.96%30.10%57.69%57.65%57.61%57.61%+27.86%
Promoter Pledged Shares0.00%0.00%0.00%0.00%0.00%0.00%—
KEY MANAGEMENT & BOARD GOVERNANCE
EXECUTIVE Appointed: Sep 2022
Mr Pralay Mondal
Not Applicable & Executive Director

DIN: 00117994 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

EXECUTIVE Appointed: Mar 2024
Mr Bellur Krishna Bhat Divakara
Not Applicable & Executive Director

DIN: 06439053 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Sep 2018
Mr Madhavan Menon
Not Applicable & Non-Executive - Non Independent Director

DIN: 00008542 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Sep 2018
Mr Sumit Maheshwari
Not Applicable & Non-Executive - Non Independent Director

DIN: 06920646 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Jul 2020
Ms Sharmila Abhay Karve
Not Applicable & Non-Executive - Independent Director

DIN: 05018751 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Mar 2021
Mr Choksey Sudhin Bhagwandas
Not Applicable & Non-Executive - Independent Director

DIN: 00036085 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Feb 2022
Mr Sharad Kumar Saxena
Not Applicable & Non-Executive - Independent Director

DIN: 08238872 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Dec 2023
Ms Renu Kohli
Not Applicable & Non-Executive - Independent Director

DIN: 07981627 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Jun 2024
Mr Deepak Maheshwari
Not Applicable & Non-Executive - Independent Director

DIN: 08163253 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Dec 2024
Mr Narasimha Raju Narasappa Doddahosahalli
Not Applicable & Non-Executive - Independent Director

DIN: 01070476 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

CORPORATE ACTIONS & DIVIDEND TRACK RECORD
Latest Dividend Paid ₹2.00
LTM Total Dividend ₹44.35
Dividends Recorded 9 payouts
Corporate Action Disclosures (Dividends, Bonus & Splits)
TypeEx-DateRecord DateAmount / RatioDescription
DIVIDEND2026-09-152026-09-15₹2.00Final Dividend - Rs. - 2.0000
DIVIDEND2026-09-152026-09-15₹7.00Final Dividend - Rs. - 7.0000
DIVIDEND2026-09-152026-09-15₹0.50Final Dividend - Rs. - 0.5000
DIVIDEND2026-09-152026-09-15₹5.00Final Dividend - Rs. - 5.0000
DIVIDEND2026-09-152026-09-15₹0.55Final Dividend - Rs. - 0.5500
DIVIDEND2026-09-152026-09-15₹25.00Final Dividend - Rs. - 25.0000
DIVIDEND2026-09-152026-09-15₹3.00Final Dividend - Rs. - 3.0000
CORPORATE_ACTION2026-09-152026-09-15N/ARight Issue of Equity Shares
DIVIDEND2026-09-152026-09-15₹1.00Final Dividend - Rs. - 1.0000
DIVIDEND2026-09-152026-09-15₹0.30Final Dividend - Rs. - 0.3000
CORPORATE_ACTION2024-08-16N/AN/AAnnual General Meeting
CORPORATE_ACTION2023-08-01N/AN/AAnnual General Meeting
CORPORATE_ACTION2022-09-19N/AN/AAnnual General Meeting
CORPORATE_ACTION2021-08-04N/AN/AAnnual General Meeting
CORPORATE_ACTION2020-07-10N/AN/AAnnual General Meeting
REGULATORY FILINGS & EXCHANGE DISCLOSURES
Shareholders meeting 03 Nov 2026, 12:00 AM • NSE_OFFICIAL_API
Shareholders meeting

Analysts/Institutional Investor Meet/Con. Call Updates 30 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

Analysts/Institutional Investor Meet/Con. Call Updates 27 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

Copy of Newspaper Publication 24 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Copy of Newspaper Publication

Outcome of Board Meeting 23 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Outcome of Board Meeting

Investor Presentation 23 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Investor Presentation

Press Release 23 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Press Release

Copy of Newspaper Publication 23 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Copy of Newspaper Publication

UNIFIED CORPORATE CHRONOLOGICAL TIMELINE
2026-11-03 Shareholders meeting • NSE_OFFICIAL_API
Shareholders meeting

2026-10-30 Analysts/Institutional Investor Meet/Con. Call Updates • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

2026-10-27 Analysts/Institutional Investor Meet/Con. Call Updates • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

2026-10-24 Copy of Newspaper Publication • NSE_OFFICIAL_API
Copy of Newspaper Publication

2026-10-23 Analysts/Institutional Investor Meet/Con. Call Updates • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

2026-10-23 Copy of Newspaper Publication • NSE_OFFICIAL_API
Copy of Newspaper Publication

2026-10-23 Investor Presentation • NSE_OFFICIAL_API
Investor Presentation

2026-10-23 Outcome of Board Meeting • NSE_OFFICIAL_API
Outcome of Board Meeting

2026-10-23 Press Release • NSE_OFFICIAL_API
Press Release

2026-10-15 News Verification • NSE_OFFICIAL_API
News Verification

2026-10-13 Analysts/Institutional Investor Meet/Con. Call Updates • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

2026-10-09 Certificate under SEBI (Depositories and Participants) Regulatio • NSE_OFFICIAL_API
Certificate under SEBI (Depositories and Participants) Regulations, 2018

STATUTORY SOURCE PROVENANCE & VERIFICATION AUDIT TRAIL
BSE Official Filings (542867) ↗ NSE Official Quote (CSBBANK) ↗

Every financial metric, balance-sheet balance, and shareholding breakdown displayed on this dossier is grounded in primary statutory filings submitted to Indian stock exchanges (SEBI LODR Regulations 31, 33, and 47). No data is manufactured, estimated, or interpolated.

Data Domain Reporting Period Statutory Source Ingestion Date Status Provenance Hash
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 03 Nov 2026, 16:46 VERIFIED a7ca94ac9f41...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 31 Oct 2026, 13:45 VERIFIED 30d0c8ce3a69...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 28 Oct 2026, 12:04 VERIFIED 37d251701767...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 25 Oct 2026, 20:39 VERIFIED ed531239c97d...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 22 Oct 2026, 05:45 VERIFIED 83621ee899f4...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 17 Oct 2026, 14:45 VERIFIED 83621ee899f4...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 13 Oct 2026, 03:47 VERIFIED 526b9394fb2b...

DATA SOURCES, STATUTORY DISCLOSURES & METHODOLOGY

All corporate identifiers, listed equity data, shareholding patterns, and financial statements are extracted from official regulatory authorities: National Stock Exchange of India (NSE), BSE Limited, and Ministry of Corporate Affairs (MCA) via audited XBRL Ind-AS submissions under the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (Regulations 31, 33, and 47). Data is ingested and archived on official end-of-day (EOD) schedules with immutable provenance tracking.

Zero-Fabrication Policy: SRK Money Talk strictly enforces authentic data integrity. No financial values, debt levels, cash flows, or quarterly earnings are ever mathematically synthesized, interpolated, or fabricated. When statutory disclosures have not yet been filed or ingested, fields are strictly labeled as N/A or NOT_YET_AVAILABLE.

Statutory Disclaimer: The SRK Fundamental Health Score is a quantitative diagnostic algorithm based exclusively on historical audited filings and does not constitute an investment recommendation or financial advisory. Always consult a SEBI-registered investment adviser before making capital allocation decisions.