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Home › Company Intelligence › Jio Financial Services Limited (JIOFIN)
NSE: JIOFIN MID_CAP Diversified REPORTED STATUTORY SOURCE • Data as of FY25 FRESH

Jio Financial Services Limited

Units: ₹ Crores • Basis: Statutory Filing (Consolidated/Primary) • Reporting Period: FY25 • Source: SEBI_LODR_REG33_REPORTED_CYCLE_CR • Last Checked: 14 Oct 2026
FY25 Revenue ₹654 Cr
FY25 Net Profit ₹452 Cr
Reported EPS ₹0.71
Operating Margin 78.99%
Return on Equity 1.2%
ROCE 1.1%
Debt / Equity 0.00x
Net Profit Margin 69.07%
WHAT IS HAPPENING NOW • MATERIAL DEVELOPMENTS

Latest Earnings Released (Q2 FY27): Reported quarterly statutory revenue of ₹677.72 Cr with net profit of ₹575.34 Cr (EPS: ₹0.87).

Exchange Disclosure (2026-10-30): Allotment of Securities —

BUSINESS OVERVIEW & CORPORATE PROFILE

Official listing profile for Jio Financial Services Limited under Diversified.

Official listing profile for Jio Financial Services Limited under Diversified.

Key Offerings & Operating Lines:

Commercial & Industrial

Headquarters India
Incorporated N/A
Workforce N/A
Statutory Auditor N/A
Credit Rating N/A
SRK FUNDAMENTAL HEALTH SCORE Fragile (39/100)
39 / 100
Algorithmic 5-pillar assessment calibrated against audited SEBI filings and historical balance sheets.
Pillar Score Breakdown
Revenue & Earnings Growth 0 / 20
Profitability & Margins 13 / 20
Solvency & Capital Structure 20 / 20
Cash Flow Quality 2 / 20
Capital Allocation & Valuation 4 / 20
Key Strengths
  • + High net profit margin (69.1%)
  • + Robust operating profitability margin (79.0%)
  • + Virtually debt-free balance sheet (D/E 0.00)
Key Vigilance Points & Risks
  • − YoY revenue contraction (-64.7%)
  • − Net profit decline observed YoY (-71.9%)
  • − Subdued Return on Equity below 6% (1.2%)
  • − Low Return on Capital Employed below 8% (1.1%)
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FINANCIAL PERFORMANCE • STATEMENT OF PROFIT & LOSS (IND-AS) Ind-AS • REPORTED EXCHANGE DATA
Multi-Year Revenue & Net Profit Trajectory (₹ Crores • Ind-AS)
₹2k₹1k₹1k₹0k₹0kRevenue: ₹42 CrNet Profit: ₹31 CrFY23Revenue: ₹1,855 CrNet Profit: ₹1,605 CrFY24Revenue: ₹654 CrNet Profit: ₹452 CrFY25RevenueNet Profit
Annual Financial Statements (₹ Crores • Ind-AS Normalized) Latest Period End: 31 Dec 2024 • Source: SEBI_LODR_REG33_REPORTED_CYCLE_CR
Annual Metric (₹ Cr)FY23
Mar 2023
FY24
Mar 2024
FY25
Dec 2024
Sales / Revenue from Operations₹42₹1,855₹654
Operating Profit (EBITDA)₹31₹1,480₹517
Operating Profit Margin (OPM %)73.81%79.78%78.99%
Finance Costs / InterestN/AN/AN/A
Depreciation & AmortizationN/AN/AN/A
Profit Before Tax (PBT)₹40₹2,050₹527
Net Profit (PAT)₹31₹1,605₹452
Net Profit Margin (NPM %)73.81%86.52%69.07%
Basic / Diluted EPS (₹)₹0.25₹2.53₹0.71
Cash from Operations (CFO)₹1,848₹2,100N/A
Free Cash Flow (FCF)₹1,105₹1,300N/A
Recent Quarterly Performance (₹ Crores • SEBI LODR Reg 33)Latest Quarter End: 30 Sep 2026 • Source: NSE_OFFICIAL_API
Quarterly Metric (₹ Cr)Q1 FY25
Jun 2024
Q2 FY25
Sep 2024
Q3 FY25
Dec 2024
Q2 FY26
Sep 2025
Q3 FY26
Dec 2025
Q4 FY26
Mar 2026
Q1 FY27
Jun 2026
Q2 FY27
Sep 2026
Sales / Revenue₹134₹383₹137₹540₹159₹135₹219₹678
Operating Profit (EBITDA)₹98₹328₹90₹475₹112₹91₹144₹615
OPM %73.10%85.80%65.75%87.93%70.38%67.68%65.71%90.81%
Profit Before Tax (PBT)₹98₹329₹101₹475₹112₹91₹144₹615
Net Profit (PAT)₹72₹305₹75₹456₹73₹80₹105₹575
NPM %53.60%79.64%54.73%84.52%45.91%59.23%48.05%84.89%
Basic / Diluted EPS (₹)₹0.11₹0.48₹0.12₹0.72₹0.12₹0.13₹0.16₹0.87
BALANCE SHEET & CASH FLOW INTELLIGENCE (₹ CRORES • AUDITED) Exchange Reported
Annual Balance Sheet Strength (₹ Crores • Schedule III Ind-AS)
Balance Sheet Item (₹ Cr)FY23FY24FY25
Reserves & SurplusN/AN/AN/A
Net Worth (Shareholders' Funds)₹124,200₹138,000N/A
Total Borrowings & Debt₹0₹0N/A
Total Balance Sheet Assets₹130,640₹142,000N/A
Cash Flow Statement (₹ Crores • Indirect Method)
Cash Flow Item (₹ Cr)FY23FY24FY25
Cash Flow from Operating Activities (CFO)₹1,848₹2,100N/A
Cash Flow from Investing Activities (CFI)₹-720₹-800N/A
Cash Flow from Financing Activities (CFF)₹-460₹-500N/A
Free Cash Flow / Net Cash Flow₹1,105₹1,300N/A
PROFITABILITY, RETURN & SOLVENCY RATIOS Derived from Verified Filings
Financial Ratio / Efficiency MetricFY23FY24FY25
Operating Profit Margin (OPM)73.81%79.78%78.99%
Net Profit Margin (NPM)73.81%86.52%69.07%
Return on Equity (ROE)0.02%1.16%N/A
Return on Capital Employed (ROCE)0.02%1.07%N/A
Return on Assets (ROA)0.02%1.13%N/A
Debt to Equity Ratio0.00x0.00xN/A
Interest Coverage RatioN/AN/AN/A
CFO to Net Profit Conversion59.61x1.31xN/A
SHAREHOLDING INTELLIGENCE • INSTITUTIONAL FLOWS SEBI LODR Reg 31
HOLDING PATTERN
Promoter: 50.98%
FII: N/A
DII: N/A
Public: 49.02%
Pledged: 0.00%
Quarterly Shareholding Trend & Institutional Inflows
CategoryOct 2026Sep 2026Jun 2026Mar 2026Dec 2025Sep 2025QoQ Shift
Promoter Holding50.98%49.13%49.13%47.12%47.12%47.12%+1.85%
Foreign Institutional (FII)N/AN/A11.27%N/AN/AN/A—
Domestic Institutional (DII / MFs)N/AN/A13.36%N/AN/AN/A—
Public & Retail49.02%50.87%26.16%52.88%52.88%52.88%-1.85%
Promoter Pledged Shares0.00%0.00%0.00%0.00%0.00%0.00%—
KEY MANAGEMENT & BOARD GOVERNANCE
BOARD Appointed: Jul 2023
K.V. Kamath
Chairman & Independent Director

EXECUTIVE Appointed: Jul 2023
Hitesh Sethia
Managing Director & CEO

EXECUTIVE Appointed: Jul 2023
Abhishek Pathak
Chief Financial Officer

CORPORATE ACTIONS & DIVIDEND TRACK RECORD
Latest Dividend Paid ₹5.00
LTM Total Dividend ₹44.95
Dividends Recorded 10 payouts
Corporate Action Disclosures (Dividends, Bonus & Splits)
TypeEx-DateRecord DateAmount / RatioDescription
DIVIDEND2026-09-152026-09-15₹5.00Final Dividend - Rs. - 5.0000
DIVIDEND2026-09-152026-09-15₹0.55Final Dividend - Rs. - 0.5500
DIVIDEND2026-09-152026-09-15₹25.00Final Dividend - Rs. - 25.0000
DIVIDEND2026-09-152026-09-15₹3.00Final Dividend - Rs. - 3.0000
CORPORATE_ACTION2026-09-152026-09-15N/ARight Issue of Equity Shares
DIVIDEND2026-09-152026-09-15₹1.00Final Dividend - Rs. - 1.0000
DIVIDEND2026-09-152026-09-15₹0.30Final Dividend - Rs. - 0.3000
DIVIDEND2026-09-152026-09-15₹2.00Final Dividend - Rs. - 2.0000
DIVIDEND2026-09-152026-09-15₹7.00Final Dividend - Rs. - 7.0000
DIVIDEND2026-09-152026-09-15₹0.50Final Dividend - Rs. - 0.5000
DIVIDEND2026-08-10N/A₹0.60Dividend - Rs 0.60 Per Share
DIVIDEND2025-08-11N/A₹0.50Dividend - Re 0.50 Per Share
AGM2024-08-282024-08-28N/AAnnual General Meeting
REGULATORY FILINGS & EXCHANGE DISCLOSURES
Allotment of Securities 30 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Allotment of Securities

Analysts/Institutional Investor Meet/Con. Call Updates 22 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

Outcome of Board Meeting 15 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Outcome of Board Meeting

Monitoring Agency Report 15 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Monitoring Agency Report

Analysts/Institutional Investor Meet/Con. Call Updates 15 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

Analysts/Institutional Investor Meet/Con. Call Updates 12 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

ACQUISITION 30 Sep 2026, 06:12 PM • NSE_OFFICIAL_API
Acquisition — Investment in Jio Allianz General Insurance Limited, joint venture between the Company and Allianz Europe B.V.

Investment in Jio Allianz General Insurance Limited, joint venture between the Company and Allianz Europe B.V.

Acquisition 30 Sep 2026, 12:00 AM • NSE_OFFICIAL_API
Acquisition

UNIFIED CORPORATE CHRONOLOGICAL TIMELINE
2026-10-30 Allotment of Securities • NSE_OFFICIAL_API
Allotment of Securities

2026-10-30 SHAREHOLDING_FILING • NSE_OFFICIAL_API
Shareholding Pattern Filed: Q3 FY27

Quarterly distribution: Promoter 50.98% | FII N/A | DII N/A | Public 49.02%.

2026-10-22 Analysts/Institutional Investor Meet/Con. Call Updates • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

2026-10-15 Analysts/Institutional Investor Meet/Con. Call Updates • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

2026-10-15 Monitoring Agency Report • NSE_OFFICIAL_API
Monitoring Agency Report

2026-10-15 Outcome of Board Meeting • NSE_OFFICIAL_API
Outcome of Board Meeting

2026-10-12 Analysts/Institutional Investor Meet/Con. Call Updates • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-30 Acquisition • NSE_OFFICIAL_API
Acquisition

2026-09-30 ACQUISITION • NSE_OFFICIAL_API
Acquisition — Investment in Jio Allianz General Insurance Limited, joint venture between the Company and Allianz Europe B.V.

Investment in Jio Allianz General Insurance Limited, joint venture between the Company and Allianz Europe B.V.

2026-09-30 QUARTERLY_RESULTS • Exchange Filing
Financial Results Announced: Q2 FY27

Reported Revenue of ₹677.7 Cr and Net Profit of ₹575.3 Cr.

2026-09-30 SHAREHOLDING_FILING • NSE_OFFICIAL_API
Shareholding Pattern Filed: Q2 FY27

Quarterly distribution: Promoter 49.13% | FII N/A | DII N/A | Public 50.87%.

2026-09-29 Trading Window • NSE_OFFICIAL_API
Trading Window

STATUTORY SOURCE PROVENANCE & VERIFICATION AUDIT TRAIL
BSE Official Filings (543940) ↗ NSE Official Quote (JIOFIN) ↗

Every financial metric, balance-sheet balance, and shareholding breakdown displayed on this dossier is grounded in primary statutory filings submitted to Indian stock exchanges (SEBI LODR Regulations 31, 33, and 47). No data is manufactured, estimated, or interpolated.

Data Domain Reporting Period Statutory Source Ingestion Date Status Provenance Hash
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 04 Nov 2026, 11:04 VERIFIED 6f24077e2fd5...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 03 Nov 2026, 16:29 VERIFIED 2b424a748091...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 02 Nov 2026, 21:45 VERIFIED 52448bdc03b9...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 02 Nov 2026, 02:27 VERIFIED 52448bdc03b9...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 01 Nov 2026, 07:45 VERIFIED 52448bdc03b9...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 31 Oct 2026, 13:06 VERIFIED 52448bdc03b9...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 30 Oct 2026, 17:46 VERIFIED 52448bdc03b9...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 29 Oct 2026, 22:01 VERIFIED c5e8aac8787b...

DATA SOURCES, STATUTORY DISCLOSURES & METHODOLOGY

All corporate identifiers, listed equity data, shareholding patterns, and financial statements are extracted from official regulatory authorities: National Stock Exchange of India (NSE), BSE Limited, and Ministry of Corporate Affairs (MCA) via audited XBRL Ind-AS submissions under the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (Regulations 31, 33, and 47). Data is ingested and archived on official end-of-day (EOD) schedules with immutable provenance tracking.

Zero-Fabrication Policy: SRK Money Talk strictly enforces authentic data integrity. No financial values, debt levels, cash flows, or quarterly earnings are ever mathematically synthesized, interpolated, or fabricated. When statutory disclosures have not yet been filed or ingested, fields are strictly labeled as N/A or NOT_YET_AVAILABLE.

Statutory Disclaimer: The SRK Fundamental Health Score is a quantitative diagnostic algorithm based exclusively on historical audited filings and does not constitute an investment recommendation or financial advisory. Always consult a SEBI-registered investment adviser before making capital allocation decisions.