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Home › Company Intelligence › Muthoot Finance Limited (MUTHOOTFIN)
NSE: MUTHOOTFIN MID_CAP Diversified VERIFIED STATUTORY SOURCE • Data as of FY24 FRESH

Muthoot Finance Limited

Units: ₹ Crores • Basis: Statutory Filing (Consolidated/Primary) • Reporting Period: FY24 • Source: Audited Annual Financial Disclosure • Last Checked: 14 Sep 2026
FY24 Revenue ₹15,309 Cr
FY24 Net Profit ₹4,050 Cr
Reported EPS ₹100.90
Operating Margin 70.15%
Return on Equity 16.5%
ROCE 12.0%
Debt / Equity 2.65x
Net Profit Margin 26.45%
WHAT IS HAPPENING NOW • MATERIAL DEVELOPMENTS

Latest Earnings Released (Q2 FY27): Reported quarterly statutory revenue of ₹8,841.92 Cr with net profit of ₹3,186.25 Cr (EPS: ₹74.14).

Exchange Disclosure (2026-11-02): Copy of Newspaper Publication —

BUSINESS OVERVIEW & CORPORATE PROFILE

Official listing profile for Muthoot Finance Limited under Diversified.

Official listing profile for Muthoot Finance Limited under Diversified.

Key Offerings & Operating Lines:

Commercial & Industrial

Headquarters India
Incorporated N/A
Workforce N/A
Statutory Auditor N/A
Credit Rating N/A
SRK FUNDAMENTAL HEALTH SCORE Moderate (62/100)
62 / 100
Algorithmic 5-pillar assessment calibrated against audited SEBI filings and historical balance sheets.
Pillar Score Breakdown
Revenue & Earnings Growth 18 / 20
Profitability & Margins 17 / 20
Solvency & Capital Structure 0 / 20
Cash Flow Quality 20 / 20
Capital Allocation & Valuation 7 / 20
Key Strengths
  • + Strong YoY revenue expansion (27.7%)
  • + High net earnings expansion (16.6%)
  • + Healthy Return on Equity (16.5%)
  • + High net profit margin (26.5%)
  • + Robust operating profitability margin (70.2%)
Key Vigilance Points & Risks
  • − High financial leverage: Debt/Equity exceeds 1.5x (2.65x)
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FINANCIAL PERFORMANCE • STATEMENT OF PROFIT & LOSS (IND-AS) Ind-AS Statutory • VERIFIED EXCHANGE FILING
Multi-Year Revenue & Net Profit Trajectory (₹ Crores • Ind-AS)
₹15k₹11k₹8k₹4k₹0kRevenue: ₹11,520 CrNet Profit: ₹3,954 CrFY22Revenue: ₹11,984 CrNet Profit: ₹3,474 CrFY23Revenue: ₹15,309 CrNet Profit: ₹4,050 CrFY24RevenueNet Profit
Annual Financial Statements (₹ Crores • Ind-AS Normalized) Latest Period End: 31 Mar 2024 • Source: Audited Annual Financial Disclosure
Annual Metric (₹ Cr)FY22
Mar 2022
FY23
Mar 2023
FY24
Mar 2024
Sales / Revenue from Operations₹11,520₹11,984₹15,309
Operating Profit (EBITDA)₹9,200₹8,950₹10,740
Operating Profit Margin (OPM %)79.86%74.68%70.15%
Finance Costs / InterestN/AN/AN/A
Depreciation & AmortizationN/AN/AN/A
Profit Before Tax (PBT)₹5,380₹4,780₹5,420
Net Profit (PAT)₹3,954₹3,474₹4,050
Net Profit Margin (NPM %)34.32%28.99%26.45%
Basic / Diluted EPS (₹)₹98.54₹86.55₹100.90
Cash from Operations (CFO)₹4,524₹5,104₹5,800
Free Cash Flow (FCF)₹3,744₹4,420₹5,200
Recent Quarterly Performance (₹ Crores • SEBI LODR Reg 33)Latest Quarter End: 30 Sep 2026 • Source: NSE_OFFICIAL_API
Quarterly Metric (₹ Cr)Q4 FY24
Mar 2024
Q1 FY26
Jun 2025
Q2 FY26
Sep 2025
Q3 FY26
Dec 2025
Q4 FY26
Mar 2026
Q1 FY27
Jun 2026
Q2 FY27
Sep 2026
Sales / Revenue₹4,179₹5,720₹6,461₹7,263₹8,194₹7,603₹8,842
Operating Profit (EBITDA)₹2,880₹2,745₹3,151₹3,582₹4,167₹3,423₹3,993
OPM %68.92%48.00%48.78%49.31%50.85%45.02%45.15%
Profit Before Tax (PBT)₹1,420₹2,745₹3,151₹3,582₹4,167₹3,423₹3,993
Net Profit (PAT)₹1,056₹2,046₹2,345₹2,656₹3,086₹2,550₹3,186
NPM %25.27%35.77%36.30%36.57%37.66%33.55%36.04%
Basic / Diluted EPS (₹)₹26.31₹50.97₹58.42₹66.16₹76.88₹63.53₹74.14
BALANCE SHEET & CASH FLOW INTELLIGENCE (₹ CRORES • AUDITED) Audited Balance Sheet • VERIFIED
Annual Balance Sheet Strength (₹ Crores • Schedule III Ind-AS)
Balance Sheet Item (₹ Cr)FY22FY23FY24
Reserves & SurplusN/AN/AN/A
Net Worth (Shareholders' Funds)₹20,090₹22,050₹24,500
Total Borrowings & Debt₹58,500₹61,750₹65,000
Total Balance Sheet Assets₹78,200₹84,640₹92,000
Cash Flow Statement (₹ Crores • Indirect Method)
Cash Flow Item (₹ Cr)FY22FY23FY24
Cash Flow from Operating Activities (CFO)₹4,524₹5,104₹5,800
Cash Flow from Investing Activities (CFI)₹-510₹-540₹-600
Cash Flow from Financing Activities (CFF)₹-3,570₹-3,864₹-4,200
Free Cash Flow / Net Cash Flow₹3,744₹4,420₹5,200
PROFITABILITY, RETURN & SOLVENCY RATIOS Derived from Verified Filings
Financial Ratio / Efficiency MetricFY22FY23FY24
Operating Profit Margin (OPM)79.86%74.68%70.15%
Net Profit Margin (NPM)34.32%28.99%26.45%
Return on Equity (ROE)19.68%15.76%16.53%
Return on Capital Employed (ROCE)11.71%10.68%12.00%
Return on Assets (ROA)5.06%4.10%4.40%
Debt to Equity Ratio2.91x2.80x2.65x
Interest Coverage RatioN/AN/AN/A
CFO to Net Profit Conversion1.14x1.47x1.43x
SHAREHOLDING INTELLIGENCE • INSTITUTIONAL FLOWS SEBI LODR Reg 31
HOLDING PATTERN
Promoter: 73.35%
FII: N/A
DII: N/A
Public: 26.65%
Pledged: 0.00%
Quarterly Shareholding Trend & Institutional Inflows
CategorySep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025QoQ Shift
Promoter Holding73.35%73.35%73.35%73.35%73.35%73.35%0.00%
Foreign Institutional (FII)N/A11.61%N/AN/AN/AN/A—
Domestic Institutional (DII / MFs)N/A10.76%N/AN/AN/AN/A—
Public & Retail26.65%4.29%26.65%26.65%26.65%26.65%+22.36%
Promoter Pledged Shares0.00%0.00%0.00%0.00%0.00%0.00%—
KEY MANAGEMENT & BOARD GOVERNANCE
EXECUTIVE Appointed: Apr 2005
George Alexander Muthoot
Managing Director

BOARD Appointed: Apr 2021
George Jacob Muthoot
Chairman & Whole-time Director

EXECUTIVE Appointed: Sep 2010
Oommen K. Uommen
Chief Financial Officer

CORPORATE ACTIONS & DIVIDEND TRACK RECORD
Latest Dividend Paid ₹2.00
LTM Total Dividend ₹74.35
Dividends Recorded 10 payouts
Corporate Action Disclosures (Dividends, Bonus & Splits)
TypeEx-DateRecord DateAmount / RatioDescription
DIVIDEND2026-09-152026-09-15₹2.00Final Dividend - Rs. - 2.0000
DIVIDEND2026-09-152026-09-15₹7.00Final Dividend - Rs. - 7.0000
DIVIDEND2026-09-152026-09-15₹0.50Final Dividend - Rs. - 0.5000
DIVIDEND2026-09-152026-09-15₹5.00Final Dividend - Rs. - 5.0000
DIVIDEND2026-09-152026-09-15₹0.55Final Dividend - Rs. - 0.5500
DIVIDEND2026-09-152026-09-15₹25.00Final Dividend - Rs. - 25.0000
DIVIDEND2026-09-152026-09-15₹3.00Final Dividend - Rs. - 3.0000
CORPORATE_ACTION2026-09-152026-09-15N/ARight Issue of Equity Shares
DIVIDEND2026-09-152026-09-15₹1.00Final Dividend - Rs. - 1.0000
DIVIDEND2026-09-152026-09-15₹0.30Final Dividend - Rs. - 0.3000
DIVIDEND2026-04-17N/A₹30.00Interim Dividend - Rs 30 Per Share
DIVIDEND2025-04-25N/A₹26.00Interim Dividend - Rs 26 Per Share
CORPORATE_ACTION2024-09-20N/AN/AAnnual General Meeting
DIVIDEND2024-05-31N/A₹24.00Interim Dividend - Rs 24 Per Share
DIVIDEND2024-04-262024-04-26₹24.00Interim Dividend ₹24.00 per share
REGULATORY FILINGS & EXCHANGE DISCLOSURES
Copy of Newspaper Publication 02 Nov 2026, 12:00 AM • NSE_OFFICIAL_API
Copy of Newspaper Publication

General Updates 02 Nov 2026, 12:00 AM • NSE_OFFICIAL_API
General Updates

Outcome of Board Meeting 31 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Outcome of Board Meeting

Press Release 31 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Press Release

Investor Presentation 31 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Investor Presentation

Certificate under SEBI (Depositories and Participants) Regulatio 12 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Certificate under SEBI (Depositories and Participants) Regulations, 2018

APPOINTMENT 01 Oct 2026, 06:19 PM • NSE_OFFICIAL_API
Appointment — Muthoot Finance Limited has informed the Exchange regarding Appointment of Mr George Alexander Muthoot as Vice Chairman& Whole Time Director of the company w.e.f. October 01, 2026.

Muthoot Finance Limited has informed the Exchange regarding Appointment of Mr George Alexander Muthoot as Vice Chairman& Whole Time Director of the company w.e.f. October 01, 2026.

APPOINTMENT 01 Oct 2026, 06:19 PM • NSE_OFFICIAL_API
Appointment — Muthoot Finance Limited has informed the Exchange regarding Appointment of Mr Alexander George as Managing Director of the company w.e.f. October 01, 2026.

Muthoot Finance Limited has informed the Exchange regarding Appointment of Mr Alexander George as Managing Director of the company w.e.f. October 01, 2026.

UNIFIED CORPORATE CHRONOLOGICAL TIMELINE
2026-11-02 Copy of Newspaper Publication • NSE_OFFICIAL_API
Copy of Newspaper Publication

2026-11-02 General Updates • NSE_OFFICIAL_API
General Updates

2026-10-31 Investor Presentation • NSE_OFFICIAL_API
Investor Presentation

2026-10-31 Outcome of Board Meeting • NSE_OFFICIAL_API
Outcome of Board Meeting

2026-10-31 Press Release • NSE_OFFICIAL_API
Press Release

2026-10-12 Certificate under SEBI (Depositories and Participants) Regulatio • NSE_OFFICIAL_API
Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-10-01 Appointment • NSE_OFFICIAL_API
Appointment

2026-10-01 APPOINTMENT • NSE_OFFICIAL_API
Appointment — Muthoot Finance Limited has informed the Exchange regarding Appointment of Mr Alexander George as Managing Director of the company w.e.f. October 01, 2026.

Muthoot Finance Limited has informed the Exchange regarding Appointment of Mr Alexander George as Managing Director of the company w.e.f. October 01, 2026.

2026-10-01 APPOINTMENT • NSE_OFFICIAL_API
Appointment — Muthoot Finance Limited has informed the Exchange regarding Appointment of Mr Eapen Alexander as Whole-Time Director of the company w.e.f. October 01, 2026.

Muthoot Finance Limited has informed the Exchange regarding Appointment of Mr Eapen Alexander as Whole-Time Director of the company w.e.f. October 01, 2026.

2026-10-01 APPOINTMENT • NSE_OFFICIAL_API
Appointment — Muthoot Finance Limited has informed the Exchange regarding Appointment of Mr George Alexander Muthoot as Vice Chairman& Whole Time Director of the company w.e.f. October 01, 2026.

Muthoot Finance Limited has informed the Exchange regarding Appointment of Mr George Alexander Muthoot as Vice Chairman& Whole Time Director of the company w.e.f. October 01, 2026.

2026-09-30 QUARTERLY_RESULTS • Exchange Filing
Financial Results Announced: Q2 FY27

Reported Revenue of ₹8,841.9 Cr and Net Profit of ₹3,186.3 Cr.

2026-09-30 SHAREHOLDING_FILING • NSE_OFFICIAL_API
Shareholding Pattern Filed: Q2 FY27

Quarterly distribution: Promoter 73.35% | FII N/A | DII N/A | Public 26.65%.

STATUTORY SOURCE PROVENANCE & VERIFICATION AUDIT TRAIL
BSE Official Filings (533398) ↗ NSE Official Quote (MUTHOOTFIN) ↗

Every financial metric, balance-sheet balance, and shareholding breakdown displayed on this dossier is grounded in primary statutory filings submitted to Indian stock exchanges (SEBI LODR Regulations 31, 33, and 47). No data is manufactured, estimated, or interpolated.

Data Domain Reporting Period Statutory Source Ingestion Date Status Provenance Hash
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 04 Nov 2026, 12:46 VERIFIED f08d2446a0a1...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 03 Nov 2026, 18:06 VERIFIED f08d2446a0a1...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 02 Nov 2026, 23:22 VERIFIED f08d2446a0a1...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 02 Nov 2026, 04:45 VERIFIED 1dc33a5d111b...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 01 Nov 2026, 09:32 VERIFIED 1dc33a5d111b...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 31 Oct 2026, 14:27 VERIFIED d620b45f6b85...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 30 Oct 2026, 19:46 VERIFIED 0108ba2900f0...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 29 Oct 2026, 22:53 VERIFIED 0108ba2900f0...

DATA SOURCES, STATUTORY DISCLOSURES & METHODOLOGY

All corporate identifiers, listed equity data, shareholding patterns, and financial statements are extracted from official regulatory authorities: National Stock Exchange of India (NSE), BSE Limited, and Ministry of Corporate Affairs (MCA) via audited XBRL Ind-AS submissions under the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (Regulations 31, 33, and 47). Data is ingested and archived on official end-of-day (EOD) schedules with immutable provenance tracking.

Zero-Fabrication Policy: SRK Money Talk strictly enforces authentic data integrity. No financial values, debt levels, cash flows, or quarterly earnings are ever mathematically synthesized, interpolated, or fabricated. When statutory disclosures have not yet been filed or ingested, fields are strictly labeled as N/A or NOT_YET_AVAILABLE.

Statutory Disclaimer: The SRK Fundamental Health Score is a quantitative diagnostic algorithm based exclusively on historical audited filings and does not constitute an investment recommendation or financial advisory. Always consult a SEBI-registered investment adviser before making capital allocation decisions.