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Home › Company Intelligence › N. B. I. Industrial Finance Company Limited (NBIFIN)
NSE: NBIFIN MID_CAP Diversified AUDITED STATUTORY SOURCE • Data as of FY24 FRESH

N. B. I. Industrial Finance Company Limited

Units: ₹ Crores • Basis: Statutory Filing (Consolidated/Primary) • Reporting Period: FY24 • Source: NSE_XBRL_INDAS • Last Checked: 11 Oct 2026
FY24 Revenue ₹12.95 Cr
FY24 Net Profit ₹7.87 Cr
Reported EPS ₹32.02
Operating Margin 82.63%
Return on Equity 0.3%
ROCE 0.5%
Debt / Equity 0.00x
Net Profit Margin 60.77%
WHAT IS HAPPENING NOW • MATERIAL DEVELOPMENTS

Latest Earnings Released (Q1 FY27): Reported quarterly statutory revenue of ₹2.19 Cr with net profit of ₹1.11 Cr (EPS: ₹3.75).

Exchange Disclosure (2026-10-12): Certificate under SEBI (Depositories and Participants) Regulations, 2018 —

BUSINESS OVERVIEW & CORPORATE PROFILE

Official listing profile for N. B. I. Industrial Finance Company Limited under Diversified.

Official listing profile for N. B. I. Industrial Finance Company Limited under Diversified.

Key Offerings & Operating Lines:

Commercial & Industrial

Headquarters India
Incorporated N/A
Workforce N/A
Statutory Auditor N/A
Credit Rating N/A
SRK FUNDAMENTAL HEALTH SCORE Strong (69/100)
69 / 100
Algorithmic 5-pillar assessment calibrated against audited SEBI filings and historical balance sheets.
Pillar Score Breakdown
Revenue & Earnings Growth 18 / 20
Profitability & Margins 13 / 20
Solvency & Capital Structure 20 / 20
Cash Flow Quality 14 / 20
Capital Allocation & Valuation 4 / 20
Key Strengths
  • + Strong YoY revenue expansion (27.6%)
  • + High net earnings expansion (49.3%)
  • + High net profit margin (60.8%)
  • + Robust operating profitability margin (82.6%)
  • + Virtually debt-free balance sheet (D/E 0.00)
Key Vigilance Points & Risks
  • − Subdued Return on Equity below 6% (0.3%)
  • − Low Return on Capital Employed below 8% (0.5%)
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FINANCIAL PERFORMANCE • STATEMENT OF PROFIT & LOSS (IND-AS) Ind-AS Statutory
Multi-Year Revenue & Net Profit Trajectory (₹ Crores • Ind-AS)
₹0k₹0k₹0k₹0k₹0kRevenue: ₹10 CrNet Profit: ₹5 CrFY23Revenue: ₹13 CrNet Profit: ₹8 CrFY24RevenueNet Profit
Annual Financial Statements (₹ Crores • Ind-AS Normalized) Latest Period End: 31 Mar 2024 • Source: NSE_XBRL_INDAS
Annual Metric (₹ Cr)FY23
Mar 2023
FY24
Mar 2024
Sales / Revenue from Operations₹10₹13
Operating Expenditure₹2.28₹2.25
Operating Profit (EBITDA)₹7.87₹11
Operating Profit Margin (OPM %)77.54%82.63%
Other Income₹0.01₹0.01
Finance Costs / Interest₹0₹0
Depreciation & Amortization₹0₹0
Profit Before Tax (PBT)₹7.88₹11
Tax Expense₹2.61₹2.84
Net Profit (PAT)₹5.27₹7.87
Net Profit Margin (NPM %)51.92%60.77%
Basic / Diluted EPS (₹)₹21.46₹32.02
Cash from Operations (CFO)₹5.74₹5.68
Free Cash Flow (FCF)₹5.74₹5.68
Recent Quarterly Performance (₹ Crores • SEBI LODR Reg 33)Latest Quarter End: 30 Jun 2026 • Source: NSE_OFFICIAL_API
Quarterly Metric (₹ Cr)Q4 FY24
Mar 2024
Q2 FY25
Sep 2024
Q3 FY25
Dec 2024
Q1 FY26
Jun 2025
Q2 FY26
Sep 2025
Q3 FY26
Dec 2025
Q4 FY26
Mar 2026
Q1 FY27
Jun 2026
Sales / Revenue₹5.74₹5.47₹0.62₹0.42₹8.59₹9.52₹1.33₹2.19
Operating Profit (EBITDA)₹4.97₹4.70₹-0.07₹-0.29₹7.91₹8.72₹0.36₹1.52
OPM %86.59%85.92%-11.29%-69.05%92.08%91.60%27.07%69.41%
Profit Before Tax (PBT)₹4.97₹4.71₹-0.03₹-0.29₹7.91₹8.72₹0.36₹1.52
Net Profit (PAT)₹3.63₹3.50₹0.34₹-0.35₹6.03₹6.49₹0.26₹1.11
NPM %63.24%63.99%54.84%-83.33%70.20%68.17%19.55%50.68%
Basic / Diluted EPS (₹)₹14.79₹14.25₹1.37₹-1.18₹20.41₹21.95₹0.88₹3.75
BALANCE SHEET & CASH FLOW INTELLIGENCE (₹ CRORES • AUDITED) Audited Balance Sheet
Annual Balance Sheet Strength (₹ Crores • Schedule III Ind-AS)
Balance Sheet Item (₹ Cr)FY23FY24
Equity Share Capital₹1.23₹1.23
Reserves & Surplus₹2,356₹2,337
Net Worth (Shareholders' Funds)₹2,358₹2,338
Total Borrowings & Debt₹0₹0
Total Balance Sheet Assets₹2,458₹2,426
Cash Flow Statement (₹ Crores • Indirect Method)
Cash Flow Item (₹ Cr)FY23FY24
Cash Flow from Operating Activities (CFO)₹5.74₹5.68
Cash Flow from Investing Activities (CFI)₹-12₹-5.57
Cash Flow from Financing Activities (CFF)₹0₹-0.10
Free Cash Flow / Net Cash Flow₹5.74₹5.68
PROFITABILITY, RETURN & SOLVENCY RATIOS Derived from Verified Filings
Financial Ratio / Efficiency MetricFY23FY24
Operating Profit Margin (OPM)77.54%82.63%
Net Profit Margin (NPM)51.92%60.77%
Return on Equity (ROE)0.22%0.34%
Return on Capital Employed (ROCE)0.33%0.46%
Return on Assets (ROA)0.21%0.32%
Debt to Equity Ratio0.00x0.00x
Interest Coverage RatioN/AN/A
CFO to Net Profit Conversion1.09x0.72x
SHAREHOLDING INTELLIGENCE • INSTITUTIONAL FLOWS SEBI LODR Reg 31
HOLDING PATTERN
Promoter: 74.17%
FII: N/A
DII: N/A
Public: 25.83%
Pledged: 0.00%
Quarterly Shareholding Trend & Institutional Inflows
CategorySep 2026Jun 2026Mar 2026Dec 2025Sep 2025QoQ Shift
Promoter Holding74.17%74.17%74.17%74.17%74.17%0.00%
Foreign Institutional (FII)N/A0.17%N/AN/AN/A—
Domestic Institutional (DII / MFs)N/A2.46%N/AN/AN/A—
Public & Retail25.83%23.20%25.83%25.83%25.83%+2.63%
Promoter Pledged Shares0.00%0.00%0.00%0.00%0.00%—
KEY MANAGEMENT & BOARD GOVERNANCE
INDEPENDENT Appointed: Jan 2004
Mr Bankat Lal Gaggar
Not Applicable & Non-Executive - Non Independent Director

DIN: 00404123 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Sep 2012
Mr Jagdish Prasad Mundra
Not Applicable & Non-Executive - Non Independent Director

DIN: 00630475 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Nov 2014
Mrs Riya Puja Jain
Not Applicable & Non-Executive - Non Independent Director

DIN: 01559454 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Jun 2018
Mr Tapas Kumar Bhattacharya
Not Applicable & Non-Executive - Independent Director

DIN: 00711665 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Apr 2019
Mr Debasish Ray
Not Applicable & Non-Executive - Independent Director

DIN: 08387947 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Jul 2020
Mr Ashok Bhandari
Chairperson & Non-Executive - Non Independent Director

DIN: 00012210 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Aug 2020
Mrs Priyanka Mohta
Not Applicable & Non-Executive - Independent Director

DIN: 08853818 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Sep 2022
Mr Sundeep Bhutoria
Not Applicable & Non-Executive - Independent Director

DIN: 00733800 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

CORPORATE ACTIONS & DIVIDEND TRACK RECORD
Latest Dividend Paid ₹0.75
LTM Total Dividend ₹1.25
Dividends Recorded 4 payouts
Corporate Action Disclosures (Dividends, Bonus & Splits)
TypeEx-DateRecord DateAmount / RatioDescription
DIVIDEND2026-08-14N/A₹0.75Dividend - Re 0.75 Per Share
DIVIDEND2025-08-14N/A₹0.50Dividend - Re 0.50 Per Share
DIVIDEND2024-08-09N/A₹0.50Dividend - Re 0.50 Per Share
DIVIDEND2023-08-14N/A₹0.40Annual General Meeting/Dividend - Rs 0.40 Per Share
CORPORATE_ACTION2020-09-17N/AN/AAnnual General Meeting
CORPORATE_ACTION2019-09-05N/AN/AAnnual General Meeting
CORPORATE_ACTION2018-09-06N/AN/AAnnual General Meeting (Date Revised)
SPLIT2017-12-07N/A₹10.00Face Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 5/- Per Share
REGULATORY FILINGS & EXCHANGE DISCLOSURES
Certificate under SEBI (Depositories and Participants) Regulatio 12 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Certificate under SEBI (Depositories and Participants) Regulations, 2018

TRADING WINDOW 21 Sep 2026, 03:16 PM • NSE_OFFICIAL_API
Trading Window — N. B. I. Industrial Finance Company Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

N. B. I. Industrial Finance Company Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

Trading Window 21 Sep 2026, 12:00 AM • NSE_OFFICIAL_API
Trading Window

REPLY TO CLARIFICATION- FINANCIAL RESULTS 02 Sep 2026, 12:51 PM • NSE_OFFICIAL_API
Reply to Clarification- Financial results — The Exchange had sought clarification from N. B. I. Industrial Finance Company Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requi

The Exchange had sought clarification from N. B. I. Industrial Finance Company Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. On basis of above the Company was required to clarify the following: The response of the Company is enclosed.

Reply to Clarification- Financial results 02 Sep 2026, 12:00 AM • NSE_OFFICIAL_API
Reply to Clarification- Financial results

CHANGE IN MANAGEMENT 24 Aug 2026, 12:39 PM • NSE_OFFICIAL_API
Change in Management — N. B. I. Industrial Finance Company Limited has informed the Exchange about change in Management by way of Special Resolution passed by the members in the AGM held on 21st August, 2026 for Re-appointment of Shri Sundrapandiy

N. B. I. Industrial Finance Company Limited has informed the Exchange about change in Management by way of Special Resolution passed by the members in the AGM held on 21st August, 2026 for Re-appointment of Shri Sundrapandiyapuram Pichumani Kumar as Manager and Chief Financial Officer of the Company for a period of 2 (two) years commencing from 27th September, 2026.

Change in Management 24 Aug 2026, 12:00 AM • NSE_OFFICIAL_API
Change in Management

SHAREHOLDERS MEETING 21 Aug 2026, 05:08 PM • NSE_OFFICIAL_API
Shareholders meeting — N. B. I. Industrial Finance Company Limited has submitted to the Exchange a copy of the Srutinizers report of Annual General Meeting held on August 21, 2026.

N. B. I. Industrial Finance Company Limited has submitted to the Exchange a copy of the Srutinizers report of Annual General Meeting held on August 21, 2026.

UNIFIED CORPORATE CHRONOLOGICAL TIMELINE
2026-10-12 Certificate under SEBI (Depositories and Participants) Regulatio • NSE_OFFICIAL_API
Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-09-30 SHAREHOLDING_FILING • NSE_OFFICIAL_API
Shareholding Pattern Filed: Q2 FY27

Quarterly distribution: Promoter 74.17% | FII N/A | DII N/A | Public 25.83%.

2026-09-21 Trading Window • NSE_OFFICIAL_API
Trading Window

2026-09-21 TRADING WINDOW • NSE_OFFICIAL_API
Trading Window — N. B. I. Industrial Finance Company Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

N. B. I. Industrial Finance Company Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

2026-09-02 Reply to Clarification- Financial results • NSE_OFFICIAL_API
Reply to Clarification- Financial results

2026-09-02 REPLY TO CLARIFICATION- FINANCIAL RESULTS • NSE_OFFICIAL_API
Reply to Clarification- Financial results — The Exchange had sought clarification from N. B. I. Industrial Finance Company Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requi

The Exchange had sought clarification from N. B. I. Industrial Finance Company Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. On basis of above the Company was required to clarify the following: The response of the Company is enclosed.

2026-08-24 Change in Management • NSE_OFFICIAL_API
Change in Management

2026-08-24 CHANGE IN MANAGEMENT • NSE_OFFICIAL_API
Change in Management — N. B. I. Industrial Finance Company Limited has informed the Exchange about change in Management by way of Special Resolution passed by the members in the AGM held on 21st August, 2026 for Re-appointment of Shri Sundrapandiy

N. B. I. Industrial Finance Company Limited has informed the Exchange about change in Management by way of Special Resolution passed by the members in the AGM held on 21st August, 2026 for Re-appointment of Shri Sundrapandiyapuram Pichumani Kumar as Manager and Chief Financial Officer of the Company for a period of 2 (two) years commencing from 27th September, 2026.

2026-08-21 Shareholders meeting • NSE_OFFICIAL_API
Shareholders meeting

2026-08-21 SHAREHOLDERS MEETING • NSE_OFFICIAL_API
Shareholders meeting — N. B. I. Industrial Finance Company Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on August 21, 2026

N. B. I. Industrial Finance Company Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on August 21, 2026

2026-08-21 SHAREHOLDERS MEETING • NSE_OFFICIAL_API
Shareholders meeting — N. B. I. Industrial Finance Company Limited has submitted to the Exchange a copy of the Srutinizers report of Annual General Meeting held on August 21, 2026.

N. B. I. Industrial Finance Company Limited has submitted to the Exchange a copy of the Srutinizers report of Annual General Meeting held on August 21, 2026.

2026-08-18 CLARIFICATION - FINANCIAL RESULTS • NSE_OFFICIAL_API
Clarification - Financial Results — The Exchange has sought clarification from N. B. I. Industrial Finance Company Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements)

The Exchange has sought clarification from N. B. I. Industrial Finance Company Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. On basis of above the Company is required to clarify the following: The response of the Company is awaited.

STATUTORY SOURCE PROVENANCE & VERIFICATION AUDIT TRAIL
NSE Official Quote (NBIFIN) ↗

Every financial metric, balance-sheet balance, and shareholding breakdown displayed on this dossier is grounded in primary statutory filings submitted to Indian stock exchanges (SEBI LODR Regulations 31, 33, and 47). No data is manufactured, estimated, or interpolated.

Data Domain Reporting Period Statutory Source Ingestion Date Status Provenance Hash
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 04 Nov 2026, 06:10 VERIFIED a6c61e095cd9...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 01 Nov 2026, 08:29 VERIFIED a6c61e095cd9...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 28 Oct 2026, 23:45 VERIFIED a6c61e095cd9...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 26 Oct 2026, 13:42 VERIFIED a6c61e095cd9...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 23 Oct 2026, 01:47 VERIFIED 734d714fc4b7...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 18 Oct 2026, 12:34 VERIFIED 734d714fc4b7...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 14 Oct 2026, 03:47 VERIFIED 734d714fc4b7...

DATA SOURCES, STATUTORY DISCLOSURES & METHODOLOGY

All corporate identifiers, listed equity data, shareholding patterns, and financial statements are extracted from official regulatory authorities: National Stock Exchange of India (NSE), BSE Limited, and Ministry of Corporate Affairs (MCA) via audited XBRL Ind-AS submissions under the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (Regulations 31, 33, and 47). Data is ingested and archived on official end-of-day (EOD) schedules with immutable provenance tracking.

Zero-Fabrication Policy: SRK Money Talk strictly enforces authentic data integrity. No financial values, debt levels, cash flows, or quarterly earnings are ever mathematically synthesized, interpolated, or fabricated. When statutory disclosures have not yet been filed or ingested, fields are strictly labeled as N/A or NOT_YET_AVAILABLE.

Statutory Disclaimer: The SRK Fundamental Health Score is a quantitative diagnostic algorithm based exclusively on historical audited filings and does not constitute an investment recommendation or financial advisory. Always consult a SEBI-registered investment adviser before making capital allocation decisions.