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Home › Company Intelligence › Repco Home Finance Limited (REPCOHOME)
NSE: REPCOHOME MID_CAP Diversified REPORTED STATUTORY SOURCE • Data as of FY25 FRESH

Repco Home Finance Limited

Units: ₹ Crores • Basis: Statutory Filing (Consolidated/Primary) • Reporting Period: FY25 • Source: SEBI_LODR_REG33_REPORTED_CYCLE_CR • Last Checked: 14 Oct 2026
FY25 Revenue ₹1,259 Cr
FY25 Net Profit ₹325 Cr
Reported EPS ₹51.86
Operating Margin 32.00%
Return on Equity 13.9%
ROCE 10.0%
Debt / Equity 3.58x
Net Profit Margin 25.77%
WHAT IS HAPPENING NOW • MATERIAL DEVELOPMENTS

Latest Earnings Released (Q1 FY27): Reported quarterly statutory revenue of ₹467.90 Cr with net profit of ₹114.15 Cr (EPS: ₹18.25).

Exchange Disclosure (2026-10-29): Analysts/Institutional Investor Meet/Con. Call Updates —

BUSINESS OVERVIEW & CORPORATE PROFILE

Official listing profile for Repco Home Finance Limited under Diversified.

Official listing profile for Repco Home Finance Limited under Diversified.

Key Offerings & Operating Lines:

Commercial & Industrial

Headquarters India
Incorporated N/A
Workforce N/A
Statutory Auditor N/A
Credit Rating N/A
SRK FUNDAMENTAL HEALTH SCORE Distressed (28/100)
28 / 100
Algorithmic 5-pillar assessment calibrated against audited SEBI filings and historical balance sheets.
Pillar Score Breakdown
Revenue & Earnings Growth 0 / 20
Profitability & Margins 17 / 20
Solvency & Capital Structure 2 / 20
Cash Flow Quality 2 / 20
Capital Allocation & Valuation 7 / 20
Key Strengths
  • + Healthy Return on Equity (13.9%)
  • + High net profit margin (25.8%)
  • + Robust operating profitability margin (32.0%)
Key Vigilance Points & Risks
  • − YoY revenue contraction (-17.4%)
  • − Net profit decline observed YoY (-22.1%)
  • − High financial leverage: Debt/Equity exceeds 1.5x (3.58x)
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FINANCIAL PERFORMANCE • STATEMENT OF PROFIT & LOSS (IND-AS) Ind-AS • REPORTED EXCHANGE DATA
Multi-Year Revenue & Net Profit Trajectory (₹ Crores • Ind-AS)
₹2k₹1k₹1k₹0k₹0kRevenue: ₹1,525 CrNet Profit: ₹416 CrFY24Revenue: ₹1,259 CrNet Profit: ₹325 CrFY25RevenueNet Profit
Annual Financial Statements (₹ Crores • Ind-AS Normalized) Latest Period End: 31 Dec 2024 • Source: SEBI_LODR_REG33_REPORTED_CYCLE_CR
Annual Metric (₹ Cr)FY24
Mar 2024
FY25
Dec 2024
Sales / Revenue from Operations₹1,525₹1,259
Operating Expenditure₹152N/A
Operating Profit (EBITDA)₹1,372₹403
Operating Profit Margin (OPM %)90.01%32.00%
Other Income₹16N/A
Finance Costs / Interest₹846N/A
Depreciation & Amortization₹18N/A
Profit Before Tax (PBT)₹525₹433
Tax Expense₹130N/A
Net Profit (PAT)₹416₹325
Net Profit Margin (NPM %)27.31%25.77%
Basic / Diluted EPS (₹)₹66.55₹51.86
Cash from Operations (CFO)₹157N/A
Free Cash Flow (FCF)₹134N/A
Recent Quarterly Performance (₹ Crores • SEBI LODR Reg 33)Latest Quarter End: 30 Jun 2026 • Source: NSE_OFFICIAL_API
Quarterly Metric (₹ Cr)Q1 FY25
Jun 2024
Q2 FY25
Sep 2024
Q3 FY25
Dec 2024
Q1 FY26
Jun 2025
Q2 FY26
Sep 2025
Q3 FY26
Dec 2025
Q4 FY26
Mar 2026
Q1 FY27
Jun 2026
Sales / Revenue₹408₹415₹436₹441₹446₹457₹454₹468
Operating Profit (EBITDA)₹128₹140₹135₹146₹142₹149₹148₹148
OPM %31.43%33.72%30.88%33.20%31.96%32.59%32.65%31.58%
Profit Before Tax (PBT)₹137₹153₹144₹146₹142₹149₹148₹148
Net Profit (PAT)₹105₹113₹107₹108₹107₹109₹129₹114
NPM %25.85%27.09%24.44%24.50%23.99%23.79%28.43%24.40%
Basic / Diluted EPS (₹)₹16.85₹17.98₹17.03₹17.26₹17.09₹17.39₹20.64₹18.25
BALANCE SHEET & CASH FLOW INTELLIGENCE (₹ CRORES • AUDITED) Exchange Reported
Annual Balance Sheet Strength (₹ Crores • Schedule III Ind-AS)
Balance Sheet Item (₹ Cr)FY24FY25
Equity Share Capital₹63N/A
Reserves & Surplus₹2,923N/A
Net Worth (Shareholders' Funds)₹2,985N/A
Total Borrowings & Debt₹10,701N/A
Total Balance Sheet Assets₹13,797N/A
Cash Flow Statement (₹ Crores • Indirect Method)
Cash Flow Item (₹ Cr)FY24FY25
Cash Flow from Operating Activities (CFO)₹157N/A
Cash Flow from Investing Activities (CFI)₹-109N/A
Cash Flow from Financing Activities (CFF)₹-94N/A
Free Cash Flow / Net Cash Flow₹134N/A
PROFITABILITY, RETURN & SOLVENCY RATIOS Derived from Verified Filings
Financial Ratio / Efficiency MetricFY24FY25
Operating Profit Margin (OPM)90.01%32.00%
Net Profit Margin (NPM)27.31%25.77%
Return on Equity (ROE)13.94%N/A
Return on Capital Employed (ROCE)10.01%N/A
Return on Assets (ROA)3.02%N/A
Debt to Equity Ratio3.58xN/A
Interest Coverage Ratio1.6xN/A
CFO to Net Profit Conversion0.38xN/A
SHAREHOLDING INTELLIGENCE • INSTITUTIONAL FLOWS SEBI LODR Reg 31
HOLDING PATTERN
Promoter: 37.13%
FII: N/A
DII: N/A
Public: 62.87%
Pledged: 0.00%
Quarterly Shareholding Trend & Institutional Inflows
CategorySep 2026Jun 2026Mar 2026Dec 2025Sep 2025QoQ Shift
Promoter Holding37.13%37.13%37.13%37.13%37.13%0.00%
Foreign Institutional (FII)N/A12.35%N/AN/AN/A—
Domestic Institutional (DII / MFs)N/A26.08%N/AN/AN/A—
Public & Retail62.87%24.43%62.87%62.87%62.87%+38.44%
Promoter Pledged Shares0.00%0.00%0.00%0.00%0.00%—
KEY MANAGEMENT & BOARD GOVERNANCE
EXECUTIVE Appointed: Feb 2022
Mr K.Swaminathan
Not Applicable & Executive Director

DIN: 06485385 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: May 2022
Mr C. Thangaraju
Chairperson related to Promoter & Non-Executive - Non Independent Director

DIN: 00223383 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Aug 2022
Mr E.Santhanam
Not Applicable & Non-Executive - Non Independent Director

DIN: 01483217 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Sep 2022
Mr B.Rajkumar
Not Applicable & Non-Executive - Independent Director

DIN: 05204091 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Sep 2022
Mrinal Kanti Bhattacharya
Not Applicable & Non-Executive - Independent Director

DIN: 07854294 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Nov 2022
Mr R.Vaithianathan
Not Applicable & Non-Executive - Independent Director

DIN: 05267804 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Nov 2022
Mrs Usha Ravi
Not Applicable & Non-Executive - Independent Director

DIN: 09788209 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Nov 2023
Mr Anant Kishore Saran
Not Applicable & Non-Executive - Non Independent Director

DIN: 07582025 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

CORPORATE ACTIONS & DIVIDEND TRACK RECORD
Latest Dividend Paid ₹3.00
LTM Total Dividend ₹50.05
Dividends Recorded 10 payouts
Corporate Action Disclosures (Dividends, Bonus & Splits)
TypeEx-DateRecord DateAmount / RatioDescription
DIVIDEND2026-09-22N/A₹3.00Dividend - Rs 3 Per Share
DIVIDEND2026-09-222026-09-22₹3.00Final Dividend - Rs. - 3.0000
DIVIDEND2026-09-152026-09-15₹2.00Final Dividend - Rs. - 2.0000
DIVIDEND2026-09-152026-09-15₹7.00Final Dividend - Rs. - 7.0000
DIVIDEND2026-09-152026-09-15₹0.50Final Dividend - Rs. - 0.5000
DIVIDEND2026-09-152026-09-15₹5.00Final Dividend - Rs. - 5.0000
DIVIDEND2026-09-152026-09-15₹0.55Final Dividend - Rs. - 0.5500
DIVIDEND2026-09-152026-09-15₹25.00Final Dividend - Rs. - 25.0000
DIVIDEND2026-09-152026-09-15₹3.00Final Dividend - Rs. - 3.0000
CORPORATE_ACTION2026-09-152026-09-15N/ARight Issue of Equity Shares
DIVIDEND2026-09-152026-09-15₹1.00Final Dividend - Rs. - 1.0000
DIVIDEND2026-09-152026-09-15₹0.30Final Dividend - Rs. - 0.3000
DIVIDEND2026-02-12N/A₹2.00Interim Dividend - Rs 2 Per Share
DIVIDEND2025-08-25N/A₹2.50Interim Dividend - Rs 2.50 Per Share
DIVIDEND2025-08-14N/A₹4.00Dividend - Rs 4 Per Share
REGULATORY FILINGS & EXCHANGE DISCLOSURES
Analysts/Institutional Investor Meet/Con. Call Updates 29 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

General Updates 28 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
General Updates

General Updates 21 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
General Updates

Credit Rating 15 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Credit Rating

UPDATES 07 Oct 2026, 03:04 PM • NSE_OFFICIAL_API
Updates — Repco Home Finance Limited has informed the Exchange regarding 'Newspaper Publication and Social Media communication'.

Repco Home Finance Limited has informed the Exchange regarding 'Newspaper Publication and Social Media communication'.

CERTIFICATE UNDER SEBI (DEPOSITORIES AND PARTICIPANTS) REGUL 07 Oct 2026, 02:57 PM • NSE_OFFICIAL_API
Certificate under SEBI (Depositories and Participants) Regulations, 2018 — Repco Home Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

Repco Home Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

UPDATES 07 Oct 2026, 02:53 PM • NSE_OFFICIAL_API
Updates — Repco Home Finance Limited has informed the Exchange regarding 'Intimation under Regulation 6 (1) & Regulation 7(1) of SEBI (Listing Obligations and Disclosure requirements) Regulations 2015 for Debt operation'.

Repco Home Finance Limited has informed the Exchange regarding 'Intimation under Regulation 6 (1) & Regulation 7(1) of SEBI (Listing Obligations and Disclosure requirements) Regulations 2015 for Debt operation'.

Certificate under SEBI (Depositories and Participants) Regulatio 07 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Certificate under SEBI (Depositories and Participants) Regulations, 2018

UNIFIED CORPORATE CHRONOLOGICAL TIMELINE
2026-10-29 Analysts/Institutional Investor Meet/Con. Call Updates • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

2026-10-28 General Updates • NSE_OFFICIAL_API
General Updates

2026-10-21 General Updates • NSE_OFFICIAL_API
General Updates

2026-10-15 Credit Rating • NSE_OFFICIAL_API
Credit Rating

2026-10-07 Certificate under SEBI (Depositories and Participants) Regulatio • NSE_OFFICIAL_API
Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-10-07 Updates • NSE_OFFICIAL_API
Updates

2026-10-07 UPDATES • NSE_OFFICIAL_API
Updates — Repco Home Finance Limited has informed the Exchange regarding 'Intimation under Regulation 6 (1) & Regulation 7(1) of SEBI (Listing Obligations and Disclosure requirements) Regulations 2015 for Debt operation'.

Repco Home Finance Limited has informed the Exchange regarding 'Intimation under Regulation 6 (1) & Regulation 7(1) of SEBI (Listing Obligations and Disclosure requirements) Regulations 2015 for Debt operation'.

2026-10-07 CERTIFICATE UNDER SEBI (DEPOSITORIES AND PARTICIPANTS) REGUL • NSE_OFFICIAL_API
Certificate under SEBI (Depositories and Participants) Regulations, 2018 — Repco Home Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

Repco Home Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-10-07 UPDATES • NSE_OFFICIAL_API
Updates — Repco Home Finance Limited has informed the Exchange regarding 'Newspaper Publication and Social Media communication'.

Repco Home Finance Limited has informed the Exchange regarding 'Newspaper Publication and Social Media communication'.

2026-09-30 SHAREHOLDING_FILING • NSE_OFFICIAL_API
Shareholding Pattern Filed: Q2 FY27

Quarterly distribution: Promoter 37.13% | FII N/A | DII N/A | Public 62.87%.

2026-09-29 Appointment • NSE_OFFICIAL_API
Appointment

2026-09-29 Updates • NSE_OFFICIAL_API
Updates

STATUTORY SOURCE PROVENANCE & VERIFICATION AUDIT TRAIL
BSE Official Filings (535322) ↗ NSE Official Quote (REPCOHOME) ↗

Every financial metric, balance-sheet balance, and shareholding breakdown displayed on this dossier is grounded in primary statutory filings submitted to Indian stock exchanges (SEBI LODR Regulations 31, 33, and 47). No data is manufactured, estimated, or interpolated.

Data Domain Reporting Period Statutory Source Ingestion Date Status Provenance Hash
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 04 Nov 2026, 10:45 VERIFIED 50f386bb3484...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 01 Nov 2026, 13:28 VERIFIED 50f386bb3484...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 29 Oct 2026, 05:45 VERIFIED b4a7ecb12028...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 26 Oct 2026, 17:45 VERIFIED 8fcfe8b7f26d...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 23 Oct 2026, 07:45 VERIFIED 8fcfe8b7f26d...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 18 Oct 2026, 20:45 VERIFIED 9e642b772ada...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 14 Oct 2026, 10:45 VERIFIED f6873779c223...

DATA SOURCES, STATUTORY DISCLOSURES & METHODOLOGY

All corporate identifiers, listed equity data, shareholding patterns, and financial statements are extracted from official regulatory authorities: National Stock Exchange of India (NSE), BSE Limited, and Ministry of Corporate Affairs (MCA) via audited XBRL Ind-AS submissions under the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (Regulations 31, 33, and 47). Data is ingested and archived on official end-of-day (EOD) schedules with immutable provenance tracking.

Zero-Fabrication Policy: SRK Money Talk strictly enforces authentic data integrity. No financial values, debt levels, cash flows, or quarterly earnings are ever mathematically synthesized, interpolated, or fabricated. When statutory disclosures have not yet been filed or ingested, fields are strictly labeled as N/A or NOT_YET_AVAILABLE.

Statutory Disclaimer: The SRK Fundamental Health Score is a quantitative diagnostic algorithm based exclusively on historical audited filings and does not constitute an investment recommendation or financial advisory. Always consult a SEBI-registered investment adviser before making capital allocation decisions.