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Home › Company Intelligence › Tamilnad Mercantile Bank Limited (TMB)
NSE: TMB MID_CAP Diversified REPORTED STATUTORY SOURCE • Data as of FY25 FRESH

Tamilnad Mercantile Bank Limited

Units: ₹ Crores • Basis: Statutory Filing (Consolidated/Primary) • Reporting Period: FY25 • Source: SEBI_LODR_REG33_REPORTED_CYCLE_CR • Last Checked: 14 Oct 2026
FY25 Revenue N/A
FY25 Net Profit ₹891 Cr
Reported EPS ₹56.25
Operating Margin 29.63%
Return on Equity N/A
ROCE 67.6%
Debt / Equity 0.16x
Net Profit Margin 21.98%
WHAT IS HAPPENING NOW • MATERIAL DEVELOPMENTS

Latest Earnings Released (Q2 FY27): Reported quarterly statutory revenue of ₹2,052.40 Cr with net profit of ₹451.14 Cr (EPS: ₹28.49).

Exchange Disclosure (2026-10-30): General Updates —

BUSINESS OVERVIEW & CORPORATE PROFILE

Official listing profile for Tamilnad Mercantile Bank Limited under Diversified.

Official listing profile for Tamilnad Mercantile Bank Limited under Diversified.

Key Offerings & Operating Lines:

Commercial & Industrial

Headquarters India
Incorporated N/A
Workforce N/A
Statutory Auditor N/A
Credit Rating N/A
SRK FUNDAMENTAL HEALTH SCORE Distressed (24/100)
24 / 100
Algorithmic 5-pillar assessment calibrated against audited SEBI filings and historical balance sheets.
Pillar Score Breakdown
Revenue & Earnings Growth 0 / 20
Profitability & Margins 0 / 20
Solvency & Capital Structure 11 / 20
Cash Flow Quality 0 / 20
Capital Allocation & Valuation 13 / 20
Key Strengths
  • + Conservative leverage profile (D/E 0.16)
  • + Superior capital efficiency (ROCE 67.6%)
Key Vigilance Points & Risks
  • • No severe solvency or structural stress flags detected.
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FINANCIAL PERFORMANCE • STATEMENT OF PROFIT & LOSS (IND-AS) Ind-AS • REPORTED EXCHANGE DATA
Multi-Year Revenue & Net Profit Trajectory (₹ Crores • Ind-AS)
₹5k₹4k₹2k₹1k₹0kRevenue: ₹4,848 CrNet Profit: ₹0 CrFY24Revenue: ₹0 CrNet Profit: ₹891 CrFY25RevenueNet Profit
Annual Financial Statements (₹ Crores • Ind-AS Normalized) Latest Period End: 31 Dec 2024 • Source: SEBI_LODR_REG33_REPORTED_CYCLE_CR
Annual Metric (₹ Cr)FY24
Mar 2024
FY25
Dec 2024
Sales / Revenue from Operations₹4,848N/A
Operating Expenditure₹-1,383N/A
Operating Profit (EBITDA)₹6,231N/A
Operating Profit Margin (OPM %)128.53%N/A
Other Income₹645N/A
Finance Costs / Interest₹2,697N/A
Depreciation & AmortizationN/AN/A
Profit Before Tax (PBT)N/A₹1,188
Tax Expense₹322N/A
Net Profit (PAT)N/A₹891
Net Profit Margin (NPM %)N/AN/A
Basic / Diluted EPS (₹)N/A₹56.25
Cash from Operations (CFO)₹-611N/A
Free Cash Flow (FCF)₹-611N/A
Recent Quarterly Performance (₹ Crores • SEBI LODR Reg 33)Latest Quarter End: 30 Sep 2026 • Source: NSE_OFFICIAL_API
Quarterly Metric (₹ Cr)Q2 FY25
Sep 2024
Q3 FY25
Dec 2024
Q1 FY26
Jun 2025
Q2 FY26
Sep 2025
Q3 FY26
Dec 2025
Q4 FY26
Mar 2026
Q1 FY27
Jun 2026
Q2 FY27
Sep 2026
Sales / RevenueN/AN/A₹1,617₹1,621₹1,665₹1,792₹1,901₹2,052
Operating Profit (EBITDA)N/AN/A₹404₹432₹467₹504₹557₹608
OPM %N/AN/A24.97%26.67%28.03%28.10%29.31%29.63%
Profit Before Tax (PBT)₹400₹404₹404₹432₹467₹504₹557₹608
Net Profit (PAT)₹303₹300₹305₹318₹342₹374₹412₹451
NPM %N/AN/A18.85%19.58%20.51%20.85%21.65%21.98%
Basic / Diluted EPS (₹)₹19.15₹18.96₹19.25₹20.05₹21.57₹23.60₹25.99₹28.49
BALANCE SHEET & CASH FLOW INTELLIGENCE (₹ CRORES • AUDITED) Exchange Reported
Annual Balance Sheet Strength (₹ Crores • Schedule III Ind-AS)
Balance Sheet Item (₹ Cr)FY24FY25
Equity Share Capital₹158N/A
Reserves & Surplus₹7,763N/A
Net Worth (Shareholders' Funds)₹7,921N/A
Total Borrowings & Debt₹1,301N/A
Total Balance Sheet Assets₹61,552N/A
Cash Flow Statement (₹ Crores • Indirect Method)
Cash Flow Item (₹ Cr)FY24FY25
Cash Flow from Operating Activities (CFO)₹-611N/A
Cash Flow from Investing Activities (CFI)₹-100N/A
Cash Flow from Financing Activities (CFF)₹697N/A
Free Cash Flow / Net Cash Flow₹-611N/A
PROFITABILITY, RETURN & SOLVENCY RATIOS Derived from Verified Filings
Financial Ratio / Efficiency MetricFY24FY25
Operating Profit Margin (OPM)128.53%N/A
Net Profit Margin (NPM)N/AN/A
Return on Equity (ROE)N/AN/A
Return on Capital Employed (ROCE)67.56%67.56%
Debt to Equity Ratio0.16x0.16x
Interest Coverage Ratio2.3x2.3x
SHAREHOLDING INTELLIGENCE • INSTITUTIONAL FLOWS SEBI LODR Reg 31
HOLDING PATTERN
Promoter: 0.00%
FII: N/A
DII: N/A
Public: 100.00%
Pledged: 0.00%
Quarterly Shareholding Trend & Institutional Inflows
CategorySep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025QoQ Shift
Promoter Holding0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Foreign Institutional (FII)N/A6.73%N/AN/AN/AN/A—
Domestic Institutional (DII / MFs)N/A1.95%N/AN/AN/AN/A—
Public & Retail100.00%91.32%100.00%100.00%100.00%100.00%+8.68%
Promoter Pledged Shares0.00%0.00%0.00%0.00%0.00%0.00%—
KEY MANAGEMENT & BOARD GOVERNANCE
EXECUTIVE Appointed: Aug 2024
Mr Salee Sukumaran Nair
Not Applicable & Executive Director

DIN: 09231101 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

EXECUTIVE Appointed: Sep 2024
Mr Vincent Menachery Devassy
Not Applicable & Executive Director

DIN: 09850306 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Oct 2017
Mr Ashok S R
Not Applicable & Non-Executive - Non Independent Director

DIN: 07933713 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Oct 2017
Mr Nirranjan Kani D N
Not Applicable & Non-Executive - Non Independent Director

DIN: 00455352 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Oct 2020
Mr Niranjan Sankar A
Not Applicable & Non-Executive - Non Independent Director

DIN: 00084014 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Jul 2021
Mr Chiranjeevi Raj C
Not Applicable & Non-Executive - Independent Director

DIN: 08730382 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Jul 2021
Mrs Ezhil Jothi S
Not Applicable & Non-Executive - Independent Director

DIN: 07772888 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Aug 2021
Mr Prabaharan B
Not Applicable & Non-Executive - Independent Director

DIN: 00209875 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Feb 2024
Mr Sridharan S
Chairperson & Non-Executive - Independent Director

DIN: 07205781 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Jul 2024
Mr Rama Moorthy K V
Not Applicable & Non-Executive - Non Independent Director

DIN: 07034994 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Jul 2024
Mr Deepak Shankar R
Not Applicable & Non-Executive - Independent Director

DIN: 05223027 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

INDEPENDENT Appointed: Jul 2024
Mrs Kanagavalli R
Not Applicable & Non-Executive - Independent Director

DIN: 00883998 | Verified Board Member per SEBI LODR Reg 27 Corporate Governance Filing.

CORPORATE ACTIONS & DIVIDEND TRACK RECORD
Latest Dividend Paid ₹2.00
LTM Total Dividend ₹56.85
Dividends Recorded 10 payouts
Corporate Action Disclosures (Dividends, Bonus & Splits)
TypeEx-DateRecord DateAmount / RatioDescription
DIVIDEND2026-09-152026-09-15₹2.00Final Dividend - Rs. - 2.0000
DIVIDEND2026-09-152026-09-15₹7.00Final Dividend - Rs. - 7.0000
DIVIDEND2026-09-152026-09-15₹0.50Final Dividend - Rs. - 0.5000
DIVIDEND2026-09-152026-09-15₹5.00Final Dividend - Rs. - 5.0000
DIVIDEND2026-09-152026-09-15₹0.55Final Dividend - Rs. - 0.5500
DIVIDEND2026-09-152026-09-15₹25.00Final Dividend - Rs. - 25.0000
DIVIDEND2026-09-152026-09-15₹3.00Final Dividend - Rs. - 3.0000
CORPORATE_ACTION2026-09-152026-09-15N/ARight Issue of Equity Shares
DIVIDEND2026-09-152026-09-15₹1.00Final Dividend - Rs. - 1.0000
DIVIDEND2026-09-152026-09-15₹0.30Final Dividend - Rs. - 0.3000
DIVIDEND2026-06-12N/A₹12.50Dividend - Rs 12.50 Per Share
DIVIDEND2025-08-01N/A₹11.00Dividend - Rs 11 Per Share
DIVIDEND2024-09-20N/A₹10.00Annual General Meeting/Dividend - Rs 10 Per Share
DIVIDEND2023-08-29N/A₹5.00Annual General Meeting/Dividend - Rs 5 Per Share
DIVIDEND2023-02-24N/A₹5.00Interim Dividend - Rs 5 Per Share
REGULATORY FILINGS & EXCHANGE DISCLOSURES
General Updates 30 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
General Updates

Analysts/Institutional Investor Meet/Con. Call Updates 29 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

General Updates 29 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
General Updates

Copy of Newspaper Publication 27 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Copy of Newspaper Publication

Outcome of Board Meeting 26 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Outcome of Board Meeting

Investor Presentation 26 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Investor Presentation

Analysts/Institutional Investor Meet/Con. Call Updates 26 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

Press Release 26 Oct 2026, 12:00 AM • NSE_OFFICIAL_API
Press Release

UNIFIED CORPORATE CHRONOLOGICAL TIMELINE
2026-10-30 General Updates • NSE_OFFICIAL_API
General Updates

2026-10-29 Analysts/Institutional Investor Meet/Con. Call Updates • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

2026-10-29 General Updates • NSE_OFFICIAL_API
General Updates

2026-10-27 Copy of Newspaper Publication • NSE_OFFICIAL_API
Copy of Newspaper Publication

2026-10-26 Analysts/Institutional Investor Meet/Con. Call Updates • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

2026-10-26 Investor Presentation • NSE_OFFICIAL_API
Investor Presentation

2026-10-26 Outcome of Board Meeting • NSE_OFFICIAL_API
Outcome of Board Meeting

2026-10-26 Press Release • NSE_OFFICIAL_API
Press Release

2026-10-17 Copy of Newspaper Publication • NSE_OFFICIAL_API
Copy of Newspaper Publication

2026-10-09 Analysts/Institutional Investor Meet/Con. Call Updates • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates

2026-10-09 General Updates • NSE_OFFICIAL_API
General Updates

2026-10-09 ANALYSTS/INSTITUTIONAL INVESTOR MEET/CON. CALL UPDATES • NSE_OFFICIAL_API
Analysts/Institutional Investor Meet/Con. Call Updates — Tamilnad Mercantile Bank Limited has informed the Exchange about Schedule of meet

Tamilnad Mercantile Bank Limited has informed the Exchange about Schedule of meet

STATUTORY SOURCE PROVENANCE & VERIFICATION AUDIT TRAIL
BSE Official Filings (543596) ↗ NSE Official Quote (TMB) ↗

Every financial metric, balance-sheet balance, and shareholding breakdown displayed on this dossier is grounded in primary statutory filings submitted to Indian stock exchanges (SEBI LODR Regulations 31, 33, and 47). No data is manufactured, estimated, or interpolated.

Data Domain Reporting Period Statutory Source Ingestion Date Status Provenance Hash
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 01 Nov 2026, 19:46 VERIFIED 2cb9cddbba78...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 29 Oct 2026, 12:11 VERIFIED 1f22b4bc5614...
financials_quarterly Q2 FY27 NSE_OFFICIAL_API 27 Oct 2026, 00:29 VERIFIED 5c295eab53a0...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 23 Oct 2026, 16:28 VERIFIED ec1523dac959...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 19 Oct 2026, 06:45 VERIFIED ec1523dac959...
financials_quarterly Q1 FY27 NSE_OFFICIAL_API 14 Oct 2026, 23:47 VERIFIED 91ffdbbf4f5e...

DATA SOURCES, STATUTORY DISCLOSURES & METHODOLOGY

All corporate identifiers, listed equity data, shareholding patterns, and financial statements are extracted from official regulatory authorities: National Stock Exchange of India (NSE), BSE Limited, and Ministry of Corporate Affairs (MCA) via audited XBRL Ind-AS submissions under the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (Regulations 31, 33, and 47). Data is ingested and archived on official end-of-day (EOD) schedules with immutable provenance tracking.

Zero-Fabrication Policy: SRK Money Talk strictly enforces authentic data integrity. No financial values, debt levels, cash flows, or quarterly earnings are ever mathematically synthesized, interpolated, or fabricated. When statutory disclosures have not yet been filed or ingested, fields are strictly labeled as N/A or NOT_YET_AVAILABLE.

Statutory Disclaimer: The SRK Fundamental Health Score is a quantitative diagnostic algorithm based exclusively on historical audited filings and does not constitute an investment recommendation or financial advisory. Always consult a SEBI-registered investment adviser before making capital allocation decisions.